Stephen Bruce & Associates

Nearby Lawyers Oklahoma Oklahoma County Edmond North Broadway

(58 reviews)

Contact Info

Location 300 N Broadway F, Edmond, OK 73034, USA
Phone +1 405-330-4110
Website https://sbrucelaw.com/

Reviews

Steadily made payments with them for over 2 years. Our bank accounts declined to payments, we had just switched accounts and were having issues with them canceling payments for no funds when there were funds, and sent them back. They focused on the two returned payments and garnished our entire bank account and refused to do anything. They said they could refund/return it but they wouldn't. I'm not sure how anyone who works here can sleep at night or go home to their families knowing that they refused to help work out a better solution for a family who has CONSISTENTLY made payments for our two years. I'm not sure how they can go home to their families and sleep well at night knowing that they could help but refuse to. I hope they find a way to be better human beings someday and do better next time.
I forgot to make a payment and heard NOTHING from them. Then the holidays came and I completely forgot about this account. No call, no letter and they took my entire bank account as a garnishment without court papers! Is it my fault for forgetting, yes, but ZERO COMMUNICATION is 100% unprofessional.
Can you give 0 stars to this business? Communication is awful , they are crooked as they come . Never served me with garnishment papers on my bank accounts! Ended up garnishing my wages and my bank accounts . Over pulled by hundreds. This company is awful ! Stay far away!
For some reason no bank will cash the refund check sent. Very shady company. Looks like I'm going to have to drive to Oklahoma to get my money. It's a 6 hour drive. I hope they are ready.
How do you come back years later and garnish something from over ten years ago? Something that is less than 1000 dollars because 1000's of dollars have been paid towards it years ago. Greedy. We aren't even in possession of what we are paying. How can it be legal to come for a debt that is 10 years old.

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About Stephen Bruce & Associates

For individuals and businesses across Oklahoma, navigating the complexities of debt collection, whether as a creditor seeking payment or a debtor facing financial challenges, can be a source of significant stress and legal uncertainty. The laws surrounding collections, garnishments, and judgment enforcement are intricate, requiring experienced legal counsel to ensure rights are protected and processes are followed correctly. For residents of Edmond and the broader Oklahoma City metropolitan area, Stephen Bruce & Associates stands as a local law firm specializing in these specific areas of law. This article aims to provide a clear, engaging, and informative overview of their services, accessibility, and why they are a suitable choice for locals dealing with debt-related legal matters.

Debt and collection issues can impact individuals and businesses profoundly, affecting financial stability, credit, and even daily living. Understanding the legal options available, whether for recovering owed funds or defending against aggressive collection tactics, is paramount. Stephen Bruce & Associates focuses on this niche, providing legal services that aim to clarify the situation for their clients and pursue resolutions within the bounds of Oklahoma law. While some clients have expressed concerns about communication and approach regarding garnishments, the firm’s core specialization lies in the technical aspects of debt and collections, serving both sides of these financial legal processes.

Location and Accessibility

Stephen Bruce & Associates is conveniently located in Edmond, Oklahoma, ensuring straightforward access for clients throughout the city and the greater Oklahoma City area. Their office is situated at:

300 N Broadway F, Edmond, OK 73034, USA

This address on North Broadway places the firm within a well-established and easily reachable part of Edmond. Its central location allows for straightforward navigation and typically offers suitable parking, ensuring that clients can attend consultations and meetings with ease. The accessibility of their office underscores their dedication to serving the Oklahoma community directly and efficiently, allowing clients to focus on their legal matters without added logistical burdens. Being readily available in Edmond makes them a local resource for those seeking specialized legal guidance in debt and collections.

Services Offered

Stephen Bruce & Associates primarily focuses on legal services related to debt collection and enforcement of judgments. This specialized practice area means they are equipped to assist both creditors seeking to recover funds and, in some cases, debtors facing collection actions. Their key service offerings typically include:

Debt Collection for Creditors: Representing individuals and businesses in efforts to collect outstanding debts. This can involve sending demand letters, negotiating payment plans, and initiating legal action to recover funds owed.
Garnishment Proceedings: Handling the legal process of wage garnishments and bank account garnishments to satisfy judgments. This involves navigating the specific requirements and legal steps in Oklahoma to seize funds from debtors' wages or bank accounts.
Enforcement of Judgments: Assisting clients in enforcing court-ordered judgments, which may include various methods beyond garnishment to collect awarded funds.
Small Business Collections: Providing legal support for small businesses struggling with unpaid invoices and accounts receivable, helping them recover revenue through legal means.
Defense Against Collections and Garnishments (limited, situational): While their primary focus appears to be on creditor representation, they may also advise or represent debtors in certain circumstances, particularly regarding the legality of collection actions or garnishment procedures, depending on their specific case intake policies and the merits of the defense. However, based on public reviews, clients seeking defense against garnishments should engage in thorough communication to understand the firm's specific approach and willingness to act on their behalf in such situations.
Replevin Actions: Assisting with legal actions to recover specific personal property unlawfully taken or detained by another party.
General Civil Litigation related to Debt: Engaging in civil disputes that arise from financial agreements, defaults, or other debt-related legal matters.

Features / Highlights

Stephen Bruce & Associates focuses its practice on a niche area of law, which can be a key feature for clients seeking specialized expertise. Key features and highlights include:

Specialized Focus on Collections and Judgment Enforcement: The firm's primary dedication to debt collection, garnishments, and judgment enforcement means they possess in-depth knowledge of the specific legal mechanisms and procedures involved in these processes in Oklahoma.
Experience in Creditor Representation: They are equipped to represent creditors, from individuals to small businesses, in their efforts to recover owed funds, providing a legal pathway for collection.
Knowledge of Oklahoma Collection Laws: The firm operates within Oklahoma, indicating familiarity with the state's specific statutes and court rules regarding debt collection and enforcement actions.

It is important to note that public reviews, as provided, suggest potential areas for client communication improvement, particularly from the perspective of debtors experiencing garnishments. While a firm's specialization is a highlight, clients should prioritize clear and consistent communication when engaging legal services, especially in sensitive financial matters.

Promotions or Special Offers

As a legal firm specializing in debt collection and related services, Stephen Bruce & Associates does not typically advertise general promotions in the way a retail business might. However, it is standard practice for professional legal firms to offer initial consultations. These consultations are an invaluable opportunity for prospective clients in Oklahoma, whether they are creditors seeking to collect or debtors needing to understand collection actions, to discuss their specific situation directly with an attorney. During this preliminary meeting, individuals can gain initial insights, understand their legal options, and learn about the firm's approach and potential fee structures without an immediate financial commitment. To inquire about scheduling a consultation and to ascertain any specific introductory offers, it is highly recommended to contact Stephen Bruce & Associates directly using the contact information provided below. This direct communication is the most effective way to begin addressing your legal requirements.

Contact Information

If you are a resident of Oklahoma in need of legal assistance with debt collection, garnishments, or judgment enforcement, whether you are a creditor or seeking to understand actions taken against you, reaching out to Stephen Bruce & Associates is the definitive next step. Their dedicated team is prepared to offer guidance in their specialized practice area. You can contact them using the following details:

Address: 300 N Broadway F, Edmond, OK 73034, USA
Phone: (405) 330-4110
Mobile Phone: +1 405-330-4110

Initiating contact today can be the first crucial step toward understanding your legal position and exploring options related to debt and collections.

Conclusion: Why this place is suitable for locals

For Oklahomans navigating the challenging landscape of debt collection and judgment enforcement, Stephen Bruce & Associates offers a specialized legal resource right in their community. Their convenient location in Edmond ensures easy accessibility for residents across the greater Oklahoma City area, facilitating direct and personal engagement with their legal team. The firm's focused practice area means that clients, particularly those seeking to recover debts or enforce judgments, can find a legal partner with specific knowledge of Oklahoma's collection laws and procedures.

While public reviews indicate some past client concerns regarding communication and flexibility, particularly from the debtor's perspective during garnishment actions, the firm's core suitability lies in its technical expertise in legal collections processes. For creditors in Oklahoma seeking to navigate the often-complex steps of recovering funds, Stephen Bruce & Associates provides a dedicated legal avenue. For debtors, it underscores the need for clear, proactive communication from both parties when engaging legal services in sensitive financial situations. Ultimately, for those in Oklahoma with specific needs related to debt collection and the enforcement of judgments, this firm offers a local, specialized option for legal assistance.