Rubin & Raine

For residents across New Jersey, understanding the various businesses and entities that operate within our communities is essential. Among them, Rubin & Raine, located in Eatontown, has been a presence that some New Jerseyans might encounter, particularly in the context of financial matters. This article aims to provide a clear, engaging, and informative overview of Rubin & Raine, based on publicly available information, to help local users in the New Jersey region learn more about this entity. Our goal is to present factual details in a friendly yet professional tone, allowing you to gain a better understanding of their operations.

Rubin & Raine has a history that suggests its involvement in areas related to financial services. While the provided customer reviews indicate some communication challenges, it's important to approach any entity with a clear understanding of its public profile. By outlining their location, potential services, and how to contact them, we hope to equip New Jersey residents with the necessary information to navigate any interactions they might have with this Eatontown-based entity. This overview is designed to be a helpful resource, offering insights into a local business that operates within our state.

It is worth noting that while some search results associate "Rubin & Raine" with legal services, particularly in the context of collections, it's crucial to confirm the specific nature of their operations when engaging with them. The Better Business Bureau (BBB) lists them under "Collections Agencies" and they have been involved in past settlements related to debt collection practices in New Jersey. Therefore, for most New Jersey users, understanding them in the context of financial recovery and debt resolution is the most pertinent.

Location and Accessibility

Rubin & Raine is conveniently located in Eatontown, New Jersey, making it accessible for residents throughout the surrounding Monmouth County area and beyond. The physical address for Rubin & Raine is:

446 NJ-35, Eatontown, NJ 07724, USA

Route 35 is a significant thoroughfare in New Jersey, providing easy access from various directions. Its central location in Eatontown means that individuals traveling from neighboring towns and communities should find it relatively straightforward to reach the office. The presence of such an entity on a major state highway suggests an emphasis on accessibility for those who may need to visit in person. For local New Jersey users, knowing that such a facility is located on a main road can simplify navigation and travel planning.

Services Offered

Based on publicly available information, Rubin & Raine is primarily identified as a collections agency. This means their core services revolve around the resolution of outstanding financial obligations. While specific details about their exact operational methodologies are not extensively detailed in the public domain, their general function as a collections agency typically involves:

• Debt Collection: Engaging with individuals who have outstanding debts, with the aim of facilitating repayment. This can involve communication through various channels to discuss payment arrangements.
• Account Resolution: Working with consumers to find solutions for their financial obligations, which might include negotiating payment plans or settlements.
• Dispute Resolution: As evidenced by past public records, they have been involved in establishing processes for resolving consumer disputes related to accounts receivable. This suggests a mechanism for addressing concerns or disagreements regarding financial claims.

It is important for New Jersey residents to understand that entities categorized as collections agencies operate under specific regulations to protect consumer rights. If you are contacted by Rubin & Raine, it is always advisable to understand the nature of the communication and to be aware of your rights as a consumer in New Jersey.

Features / Highlights

Given the nature of Rubin & Raine's operations as a collections agency, the "features" and "highlights" from a consumer's perspective often relate to their operational practices and historical public interactions. Based on available information:

• Established Presence: Rubin & Raine has maintained a presence in Eatontown, New Jersey, for a considerable period, indicating a long-standing operation within the state.
• Involvement in Public Settlements: Public records show Rubin & Raine has been involved in past agreements, such as an Assurance of Voluntary Compliance with the State of New Jersey, relating to debt collection practices. This demonstrates an engagement with regulatory bodies to ensure compliance.
• Dedicated Dispute Resolution Processes (Historically): At least historically, Rubin & Raine has been required to establish dedicated teams or processes for addressing consumer disputes. While the current status of such teams is not detailed in the provided information, it highlights a past commitment to resolving concerns.
• BBB Rating: The Better Business Bureau (BBB) provides a rating for Rubin & Raine, which can offer consumers an independent perspective on their business practices and responsiveness to complaints. While the BBB rating for a collections agency may fluctuate, it serves as a public indicator.

It's important for New Jersey residents to consider these points when interacting with a collections agency. Understanding their history and any regulatory involvement can provide context for current operations.

Promotions or Special Offers

As a collections agency, Rubin & Raine does not typically offer "promotions" or "special offers" in the traditional consumer sense. Their interactions are generally focused on resolving outstanding financial obligations. However, in discussions with individuals regarding debt repayment, it is possible for arrangements to be made that may include:

• Payment Plans: Agreements to pay off a debt over an extended period through smaller, manageable installments.
• Settlement Offers: Negotiations for a reduced lump-sum payment to fully satisfy a debt, often in situations where the full amount is not immediately feasible for the debtor.

These are not "promotions" in the marketing sense but rather common practices in debt resolution. If you are contacted by Rubin & Raine regarding a debt, it is always recommended to discuss all available options for resolution directly with them. Transparency and clear communication are key in these situations.

Contact Information

For individuals in New Jersey who may need to contact Rubin & Raine, whether to respond to a communication, inquire about an account, or address a dispute, the following contact details are provided:

Address: 446 NJ-35, Eatontown, NJ 07724, USA

Phone: (732) 544-2461

Mobile Phone: +1 732-544-2461

These contact numbers offer direct lines to their office. When making contact, it is advisable to have any relevant account information ready to ensure a smooth and efficient conversation. It is also a good practice to keep a record of all communications, including dates, times, and summaries of discussions, for your personal records.

Conclusion: Why This Place Is Suitable for Locals

For New Jersey residents who find themselves needing to interact with a collections agency, understanding an entity like Rubin & Raine is important for navigating financial obligations effectively. While the term "lawyer" was initially provided, the public information strongly points to Rubin & Raine primarily operating as a collections agency. Therefore, its suitability for locals lies in its role within the financial ecosystem, particularly for those who have, or may have, outstanding financial accounts that need resolution.

Rubin & Raine's location in Eatontown on Route 35 offers a readily accessible point of contact for anyone in the Monmouth County area. Their established presence suggests a familiarity with the local and state regulatory environment concerning financial collections. For New Jersey residents, knowing how to contact and interact with such entities is a crucial aspect of managing personal finances. While the provided reviews highlight past communication issues, using the direct contact information and approaching interactions with clear communication can facilitate necessary resolutions.

Ultimately, for New Jersey locals, Rubin & Raine serves as an entity that plays a role in the broader financial landscape. If you are dealing with a financial matter that involves a collections agency, being informed about entities like Rubin & Raine, their contact details, and their general area of operation, can help you address your situation proactively and efficiently.