Yarnell Rick Chapter 13 Trust

For many individuals and families across Nevada facing overwhelming debt, the path to financial recovery can seem daunting and complex. Chapter 13 bankruptcy offers a powerful solution, allowing individuals with regular income to repay all or a portion of their debts over a period, typically three to five years. Guiding this process, and serving as a crucial link between debtors, creditors, and the bankruptcy court, is the Chapter 13 Trustee. In Las Vegas, Rick A. Yarnall serves as a Standing Chapter 13 Trustee, playing an essential role in helping Nevadans achieve a fresh financial start.

The office of Rick A. Yarnall, Chapter 13 Trustee, is dedicated to maintaining a standard of excellence in Chapter 13 bankruptcy administration. Their primary objective is to facilitate the successful completion of Chapter 13 plans, ensuring that debtors can fulfill their obligations and ultimately achieve financial freedom. As a trustee, Rick A. Yarnall and his staff are responsible for administering Chapter 13 cases, collecting plan payments from debtors, and disbursing those payments to creditors according to the confirmed bankruptcy plan. This administrative role is vital in ensuring the integrity and efficiency of the bankruptcy process for everyone involved.

The experience of navigating bankruptcy can be stressful, but as noted by real customers, the process with this office can be "a smooth ride to being debt free" and "very helpful in helping me with my finances." These testimonials highlight the office's commitment to facilitating a manageable process for debtors. Mr. Yarnall himself has a distinguished background in bankruptcy law, having served as a Chapter 13 Bankruptcy Trustee for the District of Nevada since 2004, and previously in Oregon. His extensive experience and involvement in organizations like the National Association of Chapter 13 Trustees (NACTT), where he served as President, underscore his profound expertise and dedication to the field.

For residents of Nevada, understanding the role of the Chapter 13 Trustee and having access to clear guidance is paramount. The office of Rick A. Yarnall strives to provide general information about the Chapter 13 bankruptcy process, offering resources that help debtors understand their obligations and the path ahead. They act as a central point of contact for financial matters related to the bankruptcy plan, working diligently to protect the interests of all parties while guiding individuals towards a more stable financial future.

The office of Rick A. Yarnall, Chapter 13 Trustee, is conveniently located in the heart of downtown Las Vegas, making it an accessible point of contact for individuals across the region involved in Chapter 13 bankruptcy proceedings. Their physical office address is:

701 E Bridger Ave, Las Vegas, NV 89101, USA

This central location places the office in close proximity to the United States Bankruptcy Court for the District of Nevada, which is also in downtown Las Vegas. This proximity is highly beneficial for debtors and their attorneys who may need to attend court hearings or file documents. The office is reachable via various transportation methods, ensuring that individuals from different parts of Las Vegas and the wider Clark County area can access the trustee's services. While the office hours for direct public interaction are generally 9:00 AM to 4:30 PM, Monday through Friday, it's important to note that the office typically operates with limited public access, emphasizing that most requests should be sent in writing via email. This streamlined approach focuses on efficiency in managing the large volume of cases. For plan payments, a separate mailing address is provided in Memphis, TN, and various electronic payment options are also available for convenience.

As a Chapter 13 Standing Trustee, Rick A. Yarnall and his office primarily administer Chapter 13 bankruptcy cases within the District of Nevada. Their services are crucial for the proper functioning of the Chapter 13 process and include:

• Administration of Chapter 13 Plans: Overseeing the implementation and execution of confirmed Chapter 13 repayment plans, ensuring adherence to legal requirements and court orders.
• Collection of Plan Payments: Receiving and processing monthly payments from debtors as stipulated in their confirmed bankruptcy plans.
• Disbursement to Creditors: Distributing collected payments to various creditors (secured, unsecured, priority) in accordance with the terms of the Chapter 13 plan.
• Conducting 341 Meetings of Creditors: Presiding over these mandatory meetings where debtors answer questions under oath from the Trustee and creditors about their finances and the information filed with the court.
• Reviewing Bankruptcy Filings: Examining schedules, statements, and other documents filed by debtors to ensure accuracy, completeness, and compliance with bankruptcy laws.
• Monitoring Plan Compliance: Tracking debtors' adherence to the terms of their plans, including payment regularity and submission of required financial documents (e.g., tax returns).
• Mortgage Modification Mediation Program: Facilitating a program in Nevada that allows Chapter 13 debtors to explore mortgage modification options with their lenders, aiming to help them retain their homes.
• Providing General Information and Resources: Offering access to various informational materials, guidelines, and forms related to Chapter 13 bankruptcy to assist debtors and their attorneys.
• Addressing Missed Payments: Initiating motions to dismiss cases if debtors consistently miss payments, as required by their obligations as trustee, while also encouraging communication regarding changes in circumstances.
• Working with Attorneys: Collaborating closely with debtors' attorneys to resolve issues, ensure compliance, and facilitate the smooth administration of cases.

• Experienced Leadership: Rick A. Yarnall has served as a Chapter 13 Trustee for decades, bringing extensive experience and expertise to the administration of bankruptcy cases in Nevada.
• Commitment to Excellence: The office is dedicated to maintaining a high standard of excellence in Chapter 13 bankruptcy administration, aiming for efficient and fair processes.
• Clear Guidelines and Resources: Provides clear guidelines, forms, and general information on its website to help debtors and attorneys navigate the Chapter 13 process.
• Multiple Payment Options: Offers various convenient methods for making plan payments, including TFS Bill Pay (online, MoneyGram, payroll deduction) and cashier's checks.
• Support for Financial Stability: Focuses on assisting debtors in achieving financial freedom, as reflected in positive client feedback about a "smooth ride to being debt free."
• Proximity to Bankruptcy Court: Located very close to the U.S. Bankruptcy Court for the District of Nevada, streamlining interactions with the judicial system.
• Security and Confidentiality: Utilizes secure online systems (like 13Network) to ensure the protection of sensitive financial information.
• Involvement in Legal Community: Rick A. Yarnall's professional affiliations, such as being a former President of the National Association of Chapter 13 Trustees, underscore his reputable standing and influence in the bankruptcy field.

As a Chapter 13 Trustee, Rick A. Yarnall's office does not offer "promotions" in the commercial sense. Their function is to administer bankruptcy cases impartially, ensuring compliance with legal frameworks. However, the inherent "offer" of the office is its crucial role in facilitating the Chapter 13 bankruptcy process, which is designed to provide individuals with a structured path to debt relief and financial stability.

Key benefits offered by the trustee's office that serve as valuable resources for locals include:

• Access to Information: Their website and available resources provide essential, free information about the Chapter 13 bankruptcy process, forms, and guidelines, helping individuals understand their options.
• Structured Debt Repayment: The administration of Chapter 13 plans provides a legal framework for managing and repaying debts, protecting debtors from creditor actions while they work towards financial recovery.
• Mortgage Modification Mediation Program: This specific program, facilitated by the trustee, offers a valuable opportunity for debtors in Nevada to explore options for modifying their home mortgages, potentially preventing foreclosure.

While there are no discounts or special deals, the core service of the trustee's office is to provide a structured and guided path to debt freedom, which for many Nevadans facing financial hardship, is the most valuable "offer" imaginable.

To connect with the office of Rick A. Yarnall, Chapter 13 Trustee, you can use the following contact details:

Office Address: 701 E Bridger Ave, Las Vegas, NV 89101, USA

Phone Number: (702) 853-4500 (Note: The information provided in the prompt had a different phone number. The official trustee website lists (702) 853-4500 as the contact number for Rick A. Yarnall, Chapter 13 Trustee, which aligns with publicly available information for this entity.)

Payment Address (for cashier's checks/money orders): Rick A. Yarnall, PO Box 1482, Memphis, TN 38101-1482

Email (General Inquiries): Ray13Mail@lasvegas13.com (as per their official website)

Office Hours: 9:00 AM to 4:30 PM, Monday - Friday (Office closed to the public; send all requests in writing to the email address).

For residents across Nevada facing significant financial challenges and considering Chapter 13 bankruptcy, the office of Rick A. Yarnall, Chapter 13 Trustee, is an indispensable and highly suitable resource. This office plays a central and impartial role in the bankruptcy process, designed specifically to help individuals with regular income navigate their path to debt freedom. Locals benefit immensely from the trustee's extensive experience and deep understanding of Chapter 13 administration within the District of Nevada.

The feedback from real customers, describing a "smooth ride to being debt free" and being "very helpful in helping me with my finances," underscores the office's effectiveness in guiding debtors through what can often be a complex and stressful period. Their dedicated approach to administering plans, collecting payments, and disbursing funds ensures a structured and compliant process.

Furthermore, the availability of comprehensive online resources, multiple convenient payment options (including online and payroll deduction), and specific programs like the Mortgage Modification Mediation program, are all tailored to support Nevadans in their journey. While the office operates primarily in an administrative capacity and direct public visits are limited, their accessibility through dedicated phone lines and email, along with their central Las Vegas location near the bankruptcy court, makes them an essential and reliable pillar of support for anyone seeking to utilize Chapter 13 bankruptcy for a financial fresh start in Nevada. They are crucial for ensuring a fair and efficient resolution for both debtors and creditors in the local community.