Smith Ortiz, P.C.

Welcome to the profile of Smith Ortiz, P.C., a prominent law firm operating within the "Nearby Lawyers" platform category, committed to providing comprehensive legal services to individuals and families in Chicago, Illinois. Located conveniently at 10540 S Western Ave #200, Chicago, IL 60643, with additional offices in the downtown area and on Fullerton Avenue, Smith Ortiz, P.C. is easily accessible to local users seeking expert legal guidance. You can reach them directly at (312) 945-7451 or via mobile at +1 312-945-7451.

Environment and Approach: Smith Ortiz, P.C. is built on a foundation of providing supportive and positive legal assistance. The firm prides itself on offering a client-centric environment where individuals struggling with debt and financial instability feel heard and understood. Their approach is highly personalized; rather than offering a one-size-fits-all solution, the legal team takes the time to thoroughly assess each client's unique financial situation, immediate needs, and long-term goals. This meticulous analysis ensures that the strategies developed are tailored to achieve the most beneficial outcome. The firm aims to foster an atmosphere of trust and reassurance, especially during what can be some of the most challenging times in a person's life. Clients consistently praise the firm for its patience, professionalism, and the compassionate nature of their attorneys and staff. They strive to be a source of calm and clarity, guiding clients through complex legal processes step-by-step.

Services Offered: Smith Ortiz, P.C. specializes primarily in debt relief and related legal matters, demonstrating extensive experience and a strong track record in this area. Their core services include:

• Bankruptcy Law: With over 25 years of combined experience, Smith Ortiz, P.C. assists clients with both Chapter 7 and Chapter 13 bankruptcy filings. They meticulously evaluate whether Chapter 7, which often allows for the complete discharge of unsecured consumer debt, is appropriate, or if Chapter 13, involving a 3-5 year repayment plan, is a better fit for the client's circumstances. Their expertise ensures clients understand the nuances of each option and the potential impact on their assets, such as their home.
• Debt Settlement: As an alternative to bankruptcy, the firm offers services in debt settlement. Their attorneys are skilled negotiators who work directly with creditors to reduce the total amount owed, often resulting in a quicker resolution and less impact on credit than bankruptcy. This service is particularly beneficial for those who have some financial capacity to pay a portion of their debt.
• Foreclosure Defense: For homeowners facing the daunting prospect of foreclosure, Smith Ortiz, P.C. provides aggressive defense strategies. They investigate potential issues such as predatory lending tactics or improper paperwork by lenders to challenge foreclosures. They also explore alternatives like short sales, loan modifications, and strategic defaults, aiming to help clients retain their homes or navigate a difficult situation with the best possible outcome.
• Student Loan Debt: Recognizing the growing burden of student loans, the firm offers guidance on various options for managing or reducing student loan debt. This includes exploring forgiveness programs (profession-specific, military, community service), discharge programs (due to school closure or fraud), and refinancing options.
• Bankruptcy Fraud Defense: The firm also handles cases involving accusations of bankruptcy fraud. With expertise in both criminal defense and bankruptcy law, they provide a robust defense for individuals who may have inadvertently made mistakes in their filings or are facing more serious allegations, working to protect their clients' future and freedom.

While their primary focus is on debt relief, the firm also has experience in other areas, including divorce law and criminal defense, as indicated by client testimonials. This broader capacity allows them to offer a more holistic approach to clients whose financial difficulties might intersect with other legal challenges.

Features and Expertise:

• 25+ Years of Combined Experience: The legal team at Smith Ortiz, P.C. brings a wealth of knowledge and practical experience to every case. One of their founders even holds an MBA in addition to a law degree, offering a unique blend of legal and financial insight.
• Personalized Representation: A cornerstone of their practice is individual attention to each client. They understand that every financial situation is unique, and they dedicate themselves to crafting customized solutions.
• Free Consultations: Smith Ortiz, P.C. offers free initial consultations, allowing prospective clients to discuss their situation and explore their options without financial commitment. This demonstrates their commitment to accessibility and helping individuals understand their legal pathways.
• Proven Defense and Strategies: The firm has a track record of successfully helping clients reduce or discharge overdue bills, get bill extensions, avoid foreclosure, stop harassing collection calls, and achieve financial freedom.
• Bilingual Services: Testimonials indicate that the firm is capable of assisting Spanish-speaking clients, making their services accessible to a broader segment of the Chicago community.
• Multiple Office Locations: In addition to their Western Avenue office, Smith Ortiz, P.C. maintains offices in downtown Chicago and on Fullerton Avenue, enhancing convenience for clients across the city.

Promotional Information: Smith Ortiz, P.C. actively promotes itself as a firm that cares deeply about making a difference in the lives of the individuals and families they represent. They emphasize that while the bankruptcy process can be complicated, they are prepared to walk with clients every step of the way until their case is successfully resolved. Their promotional materials highlight their success in helping hundreds of people achieve favorable outcomes and a fresh financial start. They invite individuals facing extreme debt, constant financial stress, foreclosure, vehicle repossession, or wage garnishment to contact them immediately for a free consultation. The firm stresses that they are "advocates for the 'little guy'" and are prepared to fight against large lenders or other entities that might be taking advantage of their clients. They promise to help clients understand all their options, learn about discharging unsecured debts for good, and navigate life after bankruptcy to build a strong financial future. They encourage potential clients to not hesitate to use their services for bankruptcy issues, and they are highly recommended by satisfied clients for their professionalism, speed, and effectiveness.