Lloyd & McDaniel

Nearby Lawyers Kentucky Jefferson County Hurstbourne North Hurstbourne Parkway

(219 reviews)

Contact Info

Location 700 N Hurstbourne Pkwy suite 200, Hurstbourne, KY 40222, USA
Phone +1 502-585-1880
Website http://lloydmc.com/

Reviews

Received no notification from Lloyd and McDaniel of garnishment they were placing. Have been making my monthly payment every month for over a year. I missed a payment but caught it back up only to have $588 taken from paycheck. That is not monthly but bi-weekly. I was not expecting this to happen nor was I prepared. Called and they will only remove garnishment if it is paid in full. My mail goes to my mother's house and she gives to me every week. Not one piece of notification from them about a pending garnishment. Now after having called them and garnishment placed on my pay, my mother informed me something has arrived in mail from them. How ironic. Will see what arrived in a few days. I do not know of anyone that can survive having over $1000 come out of their pay monthly. That is my rent payment. Makes no sense that I now have to get another loan to pay this one off in full to stop garnishment!
They don't even deserve a one star, it's just disgusting how they operate. Firstly, I was recently informed of a judgment against me from your firm. However, I was never served notice of this action, nor did I receive any documentation left at my residence. Consequently, I was completely unaware that I was being sued. To my surprise, I have now been notified that my wages will be garnished as a result. In an effort to resolve this matter, I have contacted your office a total of 43 times. Each time, I have encountered the same frustrating experience: lengthy hold times followed by a voicemail system that does not provide any opportunity for me to speak with a representative. On several occasion, I attempted to reach their team by dialing a random extension, (etc 217 to be exact)only to be misled by what initially seemed like a live representative, turns out it's a recording of a rep sounding like your call was answered. the call disconnected shortly after, which added to my frustration. Additionally, I attempted to reach their legal department via the email address provided in the certified papers I received (legal@lloyd.com) However, my message was returned undeliverable, indicating that the address does not exist or is unable to receive emails. Despite my best efforts, I have been unable to obtain any clarity or assistance regarding my situation. I have also conducted online research and called the numbers listed for your various locations, only to encounter the same difficulties each time. Given these experiences, I am left questioning how does this firm continues to operate under such circumstances. I have noticed that there have been several lawsuits filed against your firm, which raises concerns about the legitimacy of your practices and the treatment of consumers .
I see a lot of negative reviews for this place but I had a positive experience every time I called. Each time I called, I was able to talk to some one about my debt and get information on how to take care of it. When it came time to take care of it, I used their online portal, took care of my debt and received confirmation in the mail a few weeks later. Everyone I talked to on the phone was positive and informative.
Everything was fine until I received another judgment letter in the mail for a debt that I am actively paying. The original debt was $1722.24. I owe remaining balance of $327.24. Do they not keep record of payment? Unprofessional.
As almost every review mentions, they never answer their phones, and they don’t return emails. Instead, they file a complaint against you, with the end goal of garnishing your wages. We have told them, through over a half-dozen emails and a certified letter, that we are more than willing to discuss settlement with them, but they refuse to communicate. Unethical and unprofessional. Not to mention, a blatant abuse of the court system.

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About Lloyd & McDaniel

Living in Kentucky, you understand the importance of having reliable local resources, especially when it comes to legal matters. Whether you're facing a complex legal challenge, need advice on consumer rights, or are simply seeking to understand your options, having access to a trusted legal firm is essential. This article aims to provide an overview of Lloyd & McDaniel, a law firm located in Hurstbourne, Kentucky, to help local residents better understand their services and how they might assist with various legal needs.

It's common for individuals to feel overwhelmed by legal jargon and processes. The legal system can be intricate, and navigating it without professional guidance can be daunting. A local law firm like Lloyd & McDaniel aims to offer assistance and clarity to those in need. Understanding their operational practices, location, and the types of services they provide can empower you to make informed decisions when legal issues arise.

Legal challenges often come unexpectedly, and having a local firm that understands the specific laws and regulations pertinent to Kentucky can be a significant advantage. This firm, situated within the heart of Kentucky, strives to be a resource for the community, providing support and representation. We'll delve into the specifics of their offerings, location, and what makes them a part of the Kentucky legal landscape, offering a balanced perspective to help you determine if they are the right fit for your legal needs.

When considering legal representation, accessibility and convenience are key factors. Lloyd & McDaniel is strategically located in Hurstbourne, Kentucky, making it a relatively accessible option for many residents within the greater Louisville metropolitan area and surrounding communities. Their address is 700 N Hurstbourne Pkwy suite 200, Hurstbourne, KY 40222, USA.

This location places the firm within a well-known commercial and business district, typically offering convenient access via major roadways. For those driving, the Hurstbourne Parkway area is generally easy to navigate, with various parking options often available in commercial complexes. While public transportation options can vary by specific routes and proximity, the firm's placement in a commercial hub suggests a degree of accessibility for those relying on such services, though it's always advisable to check local transit schedules.

The ease of access to a legal office can significantly reduce stress when dealing with legal matters. Being able to easily reach your legal counsel for consultations, document drop-offs, or meetings is a practical benefit that a local presence provides. For Kentucky residents, having a firm like Lloyd & McDaniel within a reasonable driving distance or accessible by local transportation routes means less time spent on travel and more time focused on resolving your legal concerns.

Furthermore, the firm's presence in Hurstbourne, a vibrant part of the Louisville region, also implies a familiarity with the local court systems, judicial processes, and community-specific nuances, which can be invaluable in legal proceedings. This local insight can often be a significant advantage when navigating legal challenges unique to the Kentucky jurisdiction.

While specific details about all services offered by Lloyd & McDaniel are not extensively detailed in the provided information, law firms specializing in consumer law and debt collection, as suggested by customer feedback, typically offer a range of services designed to assist individuals and businesses. Based on the customer reviews, it can be inferred that they handle matters related to:

Debt Collection: This would involve representing creditors in efforts to recover outstanding debts. This can include sending demand letters, negotiating payment plans, and initiating legal action like lawsuits to obtain judgments.
Wage Garnishment: A significant aspect highlighted by customer feedback is the firm's involvement in wage garnishment. This service, from the firm's perspective, would involve legally pursuing and implementing wage garnishments to collect on judgments.
Judgment Enforcement: Beyond obtaining a judgment, the firm would likely engage in various methods to enforce that judgment, such as asset seizure, bank account levies, and, as noted, wage garnishments.
Consumer Law Defense (Implied): While the firm primarily appears to represent creditors, individuals facing collection efforts or lawsuits from Lloyd & McDaniel would likely seek legal counsel specializing in consumer defense to understand their rights, dispute alleged debts, or negotiate settlements. Though not a direct service offered by Lloyd & McDaniel to consumers seeking defense, it's a related area of law pertinent to their operations.

It is important for prospective clients, whether they are creditors seeking to collect debts or individuals facing collection actions, to directly inquire about the specific legal services that Lloyd & McDaniel provides to ensure they align with their needs.

Given the available customer reviews, specific "features" or "highlights" from a client-positive perspective are not readily apparent. However, based on the nature of a law firm operating in the legal field, certain operational aspects can be considered features from a structural standpoint, even if customer experiences vary. These include:

Established Physical Presence: The firm has a clear physical address at 700 N Hurstbourne Pkwy suite 200, Hurstbourne, KY 40222, USA. This indicates a brick-and-mortar operation, which can provide a sense of stability and a fixed point of contact for legal proceedings and correspondence.
Phone Communication Channels: Lloyd & McDaniel provides specific phone numbers for contact: (502) 585-1880 and a mobile number +1 502-585-1880. This highlights that they offer direct phone lines for communication, which is a standard and essential feature for client interaction in the legal industry, even if accessibility experiences differ among callers.
Involvement in Legal Proceedings: The firm actively engages in legal actions such as pursuing judgments and wage garnishments. This demonstrates their active participation within the legal system to achieve outcomes for their clients (presumably creditors, based on the reviews).
Local Kentucky Operation: Being based in Hurstbourne, KY, suggests a focus on and familiarity with Kentucky's specific legal framework, court systems, and local regulations. This local specialization can be a key feature for clients seeking legal counsel within the state.

It is crucial for individuals to conduct their own due diligence and consider multiple sources of information, including direct communication with the firm, to form a comprehensive understanding of their operations and client experience.

Based on the provided information, there are no explicit promotions or special offers listed for Lloyd & McDaniel. Law firms generally do not offer typical "promotions" in the same way a retail business might. Instead, their value proposition is usually based on their legal expertise, track record, and the efficiency of their services.

However, it is always advisable for anyone considering legal services to inquire directly with the firm about their fee structure, consultation policies, and any potential payment arrangements. Some law firms may offer:

Initial Consultation Fees: It's common for firms to charge a fee for an initial consultation, while others may offer a brief introductory call without charge to determine if the case is a good fit.
Contingency Fees: In some areas of law, particularly personal injury or certain collection cases (from the creditor's side), lawyers might work on a contingency basis, meaning their fee is a percentage of the amount recovered. It's unclear if Lloyd & McDaniel offers this for any of their services.
Payment Plans: For clients facing financial constraints, some firms may be open to discussing payment plans for legal fees, though this is entirely at their discretion.

Given the nature of the provided reviews, which highlight issues with communication and wage garnishment from the perspective of individuals being pursued by the firm, it is particularly important for anyone contacted by Lloyd & McDaniel to thoroughly understand any proposed settlements, payment terms, or legal actions. They should also inquire about their rights and options, potentially seeking independent legal advice.

For individuals in Kentucky seeking to contact Lloyd & McDaniel, or for those who have received correspondence from the firm, the primary contact details provided are as follows:

Address: 700 N Hurstbourne Pkwy suite 200, Hurstbourne, KY 40222, USA
Phone: (502) 585-1880
Mobile Phone: +1 502-585-1880

It is important to note that while the firm provides these contact methods, customer reviews indicate that callers have experienced challenges in reaching a live representative and issues with email deliverability. When attempting to contact the firm, it is recommended to be prepared for potential wait times or to leave clear, concise messages if directed to a voicemail system. For any formal or time-sensitive communications, it is often advisable to use certified mail with a return receipt to ensure proof of delivery, especially if you are responding to legal notices or attempting to provide documentation.

When dealing with legal matters, clear and documented communication is crucial. If you are a Kentucky resident with a legal inquiry involving Lloyd & McDaniel, utilizing these contact details is the first step. However, keeping a record of all communication attempts, including dates, times, and a brief summary of the conversation or message left, can be beneficial for your personal records.

For locals in Kentucky, particularly those in the Louisville metropolitan area and surrounding regions, Lloyd & McDaniel represents a tangible, local legal entity. While the customer experiences shared raise concerns about communication and operational practices from the perspective of those facing collection actions, the firm's physical presence in Hurstbourne, KY, means it operates within your community's legal framework. This local grounding implies a familiarity with Kentucky state laws, court procedures, and potentially the specific economic and social factors that influence legal matters in the region.

Having a local law firm means that should you need to visit their offices for documentation, consultations, or to attend to legal processes, the travel is likely to be manageable compared to dealing with an out-of-state firm. This geographical proximity can be a practical advantage for residents. Furthermore, for those seeking legal advice or representation, the existence of a local firm means that you have an in-state option, potentially streamlining communication and coordination, although direct experiences with the firm's responsiveness vary based on the provided reviews.

Ultimately, for Kentucky residents, Lloyd & McDaniel is a part of the local legal landscape. Understanding their role, even if primarily as a collection firm as indicated by the reviews, is important for navigating your legal rights and obligations within the state. As with any legal service, thorough research and direct communication are key to determining suitability for your specific needs, always keeping in mind your rights as a consumer and the availability of independent legal counsel should you require it.