Lee M Perlman Law Offices

Are you a New Jersey resident grappling with overwhelming debt, credit problems, or the threat of foreclosure? Feeling financially stressed can impact every aspect of your life. Navigating the complexities of bankruptcy and consumer rights law requires experienced and empathetic legal guidance. That's where Lee M. Perlman Law Offices comes in. With multiple offices across New Jersey, including a convenient location in Toms River, this firm is dedicated to helping individuals and small businesses achieve a financial fresh start. They understand the challenges you face and are committed to providing clear, effective solutions.

This article aims to provide New Jersey locals with a clear, engaging, and informative overview of Lee M. Perlman Law Offices, highlighting their specialized services, accessibility, and what makes them a highly suitable choice for your financial legal needs. From their well-run establishment and responsive staff to their deep expertise in consumer bankruptcy, Lee M. Perlman Law Offices strives to be the trusted partner that guides you every step of the way toward financial stability.

Lee M. Perlman Law Offices has been a trusted name in New Jersey's legal community since 1994, with a primary focus on consumer bankruptcy and consumer rights. Founded by Lee M. Perlman, an attorney with a distinguished career spanning over 30 years, the firm has consistently aimed to help individuals struggling with financial difficulties. Mr. Perlman’s background includes serving as a judicial intern for a Superior Court Judge and his education from Rutgers University and Thomas M. Cooley Law School, providing a solid foundation for his practice.

The firm's mission is clear: to help people struggling financially get a financial fresh start. They represent each client with empathy, respect, and a desire to make a difficult time in their lives as easy as possible. This commitment to client well-being is a cornerstone of their practice, ensuring that clients feel heard, informed, and not judged throughout the bankruptcy process. Mr. Perlman is also a recognized expert in his field, having been selected as a "Super Lawyer" in consumer bankruptcy and serving as an attorney instructor for the New Jersey Bankruptcy Law Foundation. His firm oversees multiple offices across New Jersey and files well over 500 consumer bankruptcy cases per year, demonstrating their extensive experience and capacity to handle a high volume of cases effectively.

Beyond his legal practice, Lee M. Perlman is actively involved in advocating for consumer rights, having appeared as a guest commentator on national news outlets like Fox News and Fox Business Network to discuss issues such as identity theft and abusive debt collection practices. He has also testified before the New Jersey Legislature in support of a bill aimed at curbing abusive debt collectors. This dedication to systemic change, coupled with his pro bono service recognized by the Legal Services of New Jersey with a Justice Medal of Honor in 2010, reinforces his commitment to the financial welfare of New Jersey citizens.

For New Jersey residents, particularly those in the Ocean County area, Lee M. Perlman Law Offices offers a convenient location at 200 N Main St #7400, Toms River, NJ 08753, USA. This accessible office allows individuals seeking assistance with bankruptcy and debt-related issues to connect with experienced legal counsel without extensive travel. North Main Street is a prominent thoroughfare in Toms River, making the office easy to locate within the downtown area.

Toms River itself is a central and well-connected town in Ocean County, easily reachable by major roadways throughout New Jersey. Whether you are driving from nearby communities or other parts of the state, accessing the office by car is generally straightforward. The area benefits from a well-established road network, and while specific public transportation options may vary by origin, Toms River's role as a county seat usually means local bus services provide reasonable access to the central business district. Ample parking options in the vicinity further contribute to a hassle-free visit for those arriving by vehicle. The strategic placement of Lee M. Perlman Law Offices underscores their commitment to being readily available to the New Jersey community they serve, ensuring that financial relief is within reach.

In addition to their Toms River location, Lee M. Perlman Law Offices maintains other offices in Cherry Hill and Mount Holly, further extending their reach and accessibility to clients across various regions of New Jersey. This network of offices reflects their dedication to serving a broad spectrum of the state's population, ensuring that expert bankruptcy and consumer rights assistance is available where and when it's needed most.

Lee M. Perlman Law Offices specializes in helping individuals and small businesses navigate challenging financial situations, with a strong focus on consumer bankruptcy and consumer rights. Their comprehensive approach aims to provide clients with a true financial fresh start. Here are the key services they offer:

• Chapter 7 Bankruptcy: Guiding clients through the liquidation bankruptcy process, which can discharge many types of unsecured debts, such as credit card debt, medical bills, and personal loans, providing a rapid path to debt relief for eligible individuals.
• Chapter 13 Bankruptcy: Assisting individuals with regular income in developing a repayment plan over three to five years, allowing them to catch up on missed mortgage payments, car loans, and other debts while protecting assets like their home and car.
• Business Reorganization (Chapter 11): While primarily consumer-focused, the firm also handles business reorganization for smaller entities, helping them restructure debt and continue operations.
• Credit Reporting Issues: Addressing inaccuracies and disputes on credit reports, working to correct errors that can negatively impact a client's financial standing and future opportunities.
• Collection Defense: Protecting clients from aggressive and unlawful debt collection practices, including harassment, false threats, and other violations of consumer protection laws.
• FDCPA/FCRA Claims: Representing clients in lawsuits against creditors and credit bureaus for violations of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), seeking compensation for damages caused by unlawful actions.
• Financial Restructuring: Providing strategic advice and legal solutions to help individuals and small businesses restructure their finances outside of formal bankruptcy proceedings when appropriate.
• Foreclosure Defense: Helping homeowners facing foreclosure understand their options, which may include loan modifications, short sales, or utilizing bankruptcy to delay or prevent foreclosure.
• Debt Consolidation & Credit Repair/Restoration: Offering guidance on managing and consolidating debt, as well as strategies and legal avenues for rebuilding credit after financial hardship or bankruptcy.
• Creditor Harassment: Taking action against creditors who engage in abusive or illegal tactics, ensuring clients' rights are protected.

Lee M. Perlman Law Offices distinguishes itself through several key features that make it an excellent choice for New Jersey residents seeking financial relief and legal guidance:

• Highly Experienced Leadership: Lee M. Perlman himself has over 30 years of legal experience, specializing in consumer bankruptcy and consumer rights. His deep knowledge and consistent recognition, including being a "Super Lawyer" in consumer bankruptcy, instill confidence in clients.
• Well-Run Establishment and Responsive Staff: Customer reviews consistently praise the firm's operational efficiency and staff attentiveness. Aaron Dilks commented, "Very well run establishment, always able to get ahold of somebody. The entire office staff is willing to do its due diligence to try and help out." This speaks to their commitment to accessible and supportive client interaction.
• Empathetic and Respectful Approach: The firm's core values emphasize representing each client with empathy, respect, and a desire to make a difficult time as easy as possible. They aim for clients to "feel heard, informed, and not judged," which is crucial when dealing with sensitive financial matters.
• Clear and Informative Communication: As highlighted by a client, "Mr. Cassie is very informative and explains the legal facts in an easy to understand manner. He also gives many options." This commitment to clarity ensures clients fully understand their legal situation and available choices, empowering them to make informed decisions.
• Comprehensive Guidance Through the Process: Clients appreciate being "guided every step of the way." This holistic support, from initial consultation to the final resolution of a case, provides immense comfort and reassurance.
• Strong Advocacy for Consumer Rights: Beyond individual cases, Lee M. Perlman is actively involved in advocating for consumer protections, including testifying before the New Jersey Legislature. This broader commitment benefits all New Jersey consumers and showcases his dedication to justice.
• High Volume of Cases and Broad Reach: Filing over 500 consumer bankruptcy cases annually across three New Jersey vicinages demonstrates the firm's extensive experience and capacity to handle a significant caseload effectively, catering to a wide range of needs.

For New Jersey residents facing financial distress, Lee M. Perlman Law Offices offers a crucial and highly beneficial promotion: a free case consultation. This initial, no-obligation meeting allows prospective clients to discuss their financial situation, debt challenges, or credit reporting issues with an experienced attorney. It's an invaluable opportunity to gain clarity on your legal options, understand the bankruptcy process, and determine the best path toward a financial fresh start, all without any upfront cost.

During this complimentary consultation, the legal team will listen attentively to your concerns, review your financial circumstances, and provide clear, easy-to-understand explanations of how bankruptcy or other debt relief strategies could apply to your specific situation. This service is particularly beneficial for those who may be hesitant to seek legal help due to financial worries, as it removes the initial barrier to accessing professional advice.

Furthermore, Lee M. Perlman Law Offices understands that financial hardship can make it difficult to afford legal fees. To address this, they offer payment plans to help clients manage the costs associated with their legal representation. This flexibility makes their services more accessible to a wider range of New Jersey residents who are struggling with debt. Their commitment to these offerings underscores their dedication to helping the community achieve financial stability.

Connecting with Lee M. Perlman Law Offices in Toms River is simple and convenient for New Jersey residents seeking expert guidance on bankruptcy and consumer rights. Their team is ready to provide the support you need for a financial fresh start.

• Address: 200 N Main St #7400, Toms River, NJ 08753, USA
• Phone: (609) 265-9065
• Mobile Phone: +1 609-265-9065

Their office typically operates during standard business hours, making it easy to call and schedule your free consultation. As noted in client reviews, the firm is "always able to get ahold of somebody," indicating their commitment to responsiveness and accessibility. It's always a good practice to call ahead to ensure that the appropriate attorney or staff member is available to discuss your specific financial situation. In addition to direct phone contact, Lee M. Perlman Law Offices maintains a comprehensive online presence, including a website (newjerseybankruptcy.com) where you can learn more about their practice areas, read articles, and likely submit an online inquiry form. This multi-channel approach ensures that New Jersey locals can easily connect with the firm to begin their journey toward debt relief.

For New Jersey residents burdened by debt and seeking a path to financial recovery, Lee M. Perlman Law Offices in Toms River is an exceptionally suitable and highly recommended choice. Their dedicated specialization in consumer bankruptcy and consumer rights, combined with their empathetic and client-centric approach, makes them a vital resource for individuals across the state.

A key reason for their suitability lies in the overwhelmingly positive client testimonials, which highlight a "very well run establishment" where you're "always able to get ahold of somebody." This responsiveness and the willingness of the "entire office staff to do its due diligence to try and help out" are crucial for clients navigating stressful financial situations. The direct feedback, "Lee guided me every step of the way through my bankruptcy. I couldn't be happier with the entire performance of this office," speaks volumes about the comprehensive and supportive experience provided.

Furthermore, the firm's commitment to clear communication, where legal facts are explained "in an easy to understand manner," empowers New Jersey locals to make informed decisions about their financial future. The ability to offer "many options" ensures that solutions are tailored to individual needs, whether it's Chapter 7, Chapter 13, or other forms of debt relief.

The easily accessible Toms River location, complemented by additional offices across New Jersey, ensures that expert bankruptcy and consumer rights legal counsel is within reach for a broad segment of the population. Coupled with their offer of a free consultation and flexible payment plans, Lee M. Perlman Law Offices significantly reduces the barriers to seeking crucial legal assistance. By choosing this firm, New Jersey locals are partnering with experienced, empathetic, and dedicated advocates committed to helping them achieve a genuine financial fresh start and rebuild their lives.