Law Office of Timothy J Wilson

Facing overwhelming debt can be one of the most stressful and daunting experiences in life. Creditor calls, looming lawsuits, and the threat of wage garnishments or foreclosures can leave individuals feeling helpless and without options. For residents across Washington grappling with these intense financial pressures, the Law Office of Timothy J Wilson provides a beacon of hope and a clear path toward a fresh financial start. Specializing exclusively in consumer bankruptcy, attorney Tim Wilson and his team are dedicated to helping individuals resolve their debts with expertise, compassion, and unwavering support.

Tim Wilson has been a licensed attorney in Washington for over 26 years, and for more than 23 of those years, he has focused solely on filing Chapter 7 and Chapter 13 bankruptcy cases for individuals. This singular focus has allowed him to develop an extraordinary depth of knowledge and proficiency in bankruptcy law, having successfully filed over 2,100 bankruptcy cases. What truly sets the Law Office of Timothy J Wilson apart, as consistently highlighted by clients, is the highly personalized and dedicated approach. Clients work directly with Attorney Wilson from the very first free consultation through the entire process, including the preparation of all documents and the completion of the case. He doesn't run his firm as a "mill" but strives to focus on each client's unique needs, ensuring they feel cared for "like family" during what is often a very challenging time.

His philosophy is rooted in problem-solving: to carefully analyze each client's financial picture and determine if bankruptcy is truly in their best interest, and if so, which chapter will provide the most benefit. This commitment extends beyond the filing, with Tim remaining available years later to assist past clients with crucial information, demonstrating a rare and invaluable level of long-term support.

For individuals across Washington seeking expert bankruptcy assistance, the Law Office of Timothy J Wilson offers multiple convenient locations, ensuring accessibility regardless of where you reside in the state. Their main office is located at:

1113 A St Suite 203, Tacoma, WA 98402, USA

This central Tacoma address places them within easy reach for those in Pierce County, as well as surrounding areas like Seattle and Bellevue. In addition to their Tacoma office, they have established branches in:

• Puyallup Office: 104 W Main #219, Puyallup, WA 98371
• Bremerton Office: 409 Pacific Ave #304, Bremerton, WA 98337

This multi-office structure allows them to effectively serve clients in Pierce, Thurston, Mason, Lewis, Grays Harbor, King, Kitsap, Jefferson, and Clallam Counties. Furthermore, recognizing the challenges clients may face, especially during difficult times, Attorney Wilson offers consultations by telephone or video conference. They are flexible to meet clients' needs, with the option to prepare documents in person or remotely, making their services incredibly convenient and adaptable to diverse circumstances. This commitment to accessibility ensures that expert bankruptcy advice is available to a wide array of Washington residents.

The Law Office of Timothy J Wilson is exclusively dedicated to consumer bankruptcy law, providing specialized and in-depth expertise in this critical area. Their services are designed to help individuals effectively manage and resolve overwhelming debt, offering a clear path to a fresh financial start. Their core offerings include:

• Chapter 7 Bankruptcy: Assisting eligible individuals in liquidating non-exempt assets (if any) to discharge most unsecured debts, such as credit card debt, medical bills, and personal loans. This provides a relatively quick financial fresh start for those who qualify based on income and other factors.
• Chapter 13 Bankruptcy: Guiding individuals with regular income through a court-approved repayment plan, typically spanning three to five years. This allows them to catch up on secured debts (like mortgage payments or car loans), restructure certain debts, and discharge remaining unsecured debts at the end of the plan. This is particularly useful for stopping foreclosures or repossessions.
• Chapter 7 vs. Chapter 13 Analysis: Conducting a thorough analysis of a client's financial situation, including income, expenses, assets, and debts, to determine which bankruptcy chapter is available and will provide the most benefit. This personalized assessment is crucial for making informed decisions.
• Stopping Creditor Actions: Utilizing the "automatic stay" triggered by bankruptcy filing to immediately stop lawsuits, wage garnishments, harassing creditor calls, repossessions, and foreclosures.
• Bankruptcy Means Test Evaluation: Guiding clients through the complex Means Test, which determines eligibility for Chapter 7 bankruptcy based on income and household size.
• Protecting Assets (Bankruptcy Exemptions): Advising clients on available bankruptcy exemptions to protect their valuable assets, such as their home, vehicle, and retirement accounts, during the bankruptcy process.
• Resolving Tax Debt in Bankruptcy: Providing guidance on whether certain tax debts can be discharged or restructured through bankruptcy.
• Document Preparation and Filing: Personally preparing all necessary bankruptcy documents with the client's involvement, ensuring accuracy and proper filing with the bankruptcy court.
• Court Representation: Representing clients at all required court hearings, including the Meeting of Creditors (341 meeting), providing support and advocacy throughout the entire legal process.
• Post-Bankruptcy Support: As highlighted in client reviews, offering continued support and assistance even years after the bankruptcy discharge, helping clients obtain necessary paperwork for home financing or other financial needs.

By limiting his practice to these specific areas, Tim Wilson ensures highly focused and expert representation for his clients.

The Law Office of Timothy J Wilson is highly regarded for several distinctive features and highlights that directly benefit individuals in Washington seeking debt relief:

• Unmatched Client Responsiveness: Clients consistently praise Tim for answering calls "days nights evenings holidays basically whenever I reached out" and for always getting back to them quickly. This "near 24/7 support" and accessibility is a crucial comfort during stressful financial times.
• Deep Personal Care and Compassion: Reviews repeatedly highlight that Tim "cared for me like family" and made a "very tough time... as easy as possible." He is known for treating clients with respect and understanding the embarrassment and vulnerability associated with financial hardship.
• Exceptional Knowledge and Experience: With over 26 years of legal practice and 23 years focused exclusively on consumer bankruptcy, having filed over 2,100 cases, Tim Wilson's "knowledge of bankruptcy law is second to none." This extensive expertise ensures clients receive accurate and effective legal strategies.
• Direct Attorney Involvement: Unlike larger firms where clients might primarily deal with paralegals, Tim personally handles every aspect of the case, from the initial consultation to document preparation and court appearances. As he states, "When clients call, they speak to me. I personally prepare... all of the bankruptcy documents... I know all of my clients and all my client's cases." This direct engagement ensures personalized and consistent guidance.
• Long-Term Client Support: A significant highlight is Tim's willingness to assist past clients years after their bankruptcy is complete, helping them obtain necessary paperwork for refinancing or home purchases. This demonstrates a rare dedication to clients' ongoing financial well-being.
• Problem-Solving Philosophy: Tim approaches each case with the goal of determining if bankruptcy is truly in the client's best interest and which chapter will provide the most benefit, rather than just pushing for a filing. This analytical and client-focused approach ensures optimal outcomes.
• Multiple Convenient Locations & Remote Options: With offices in Tacoma, Puyallup, and Bremerton, along with options for telephone or video consultations and remote document preparation, the firm prioritizes client accessibility and convenience.

These features collectively define a law practice that is not only highly effective in resolving debt but also deeply committed to the well-being and long-term success of its clients.

The Law Office of Timothy J Wilson is committed to making the bankruptcy process as accessible and stress-free as possible for individuals facing financial difficulties in Washington. Their key client-friendly offerings include:

• Free Initial Consultation: They consistently offer a free consultation for prospective clients. This invaluable service allows individuals to discuss their financial situation directly with attorney Tim Wilson, understand their options, and determine if bankruptcy is the right solution for them, all without any upfront financial commitment. This is a crucial first step for anyone considering debt relief.
• Flexible Consultation Options: Recognizing that clients may be facing challenges with travel, especially due to health or current circumstances (like COVID-19 considerations), Tim Wilson is available for consultations by telephone or video conference. This flexibility ensures that geography or personal limitations do not prevent access to expert legal advice.
• Remote Document Preparation: In addition to remote consultations, the office offers the convenience of preparing bankruptcy documents remotely, further simplifying the process for clients and reducing the need for in-person visits if preferred.

These offerings underscore their dedication to providing supportive and convenient services to help clients navigate the complexities of bankruptcy.

For Washington residents seeking dedicated and knowledgeable bankruptcy legal services, you can easily connect with the Law Office of Timothy J Wilson:

Address: 1113 A St Suite 203, Tacoma, WA 98402, USA

Phone: (253) 874-5826

Mobile Phone: +1 253-874-5826

With additional offices in Puyallup and Bremerton, and the flexibility for remote consultations, reaching out is the crucial first step toward resolving your debts and achieving a fresh financial start.

For residents across Washington, particularly in Tacoma and the surrounding communities served by his Puyallup and Bremerton offices, the Law Office of Timothy J Wilson is an exceptionally suitable and highly recommended resource for anyone facing overwhelming debt. What makes Tim Wilson truly stand out for locals is his profound dedication to personalized care and unwavering support, often treating clients "like family" during what is undeniably a very difficult and stressful period. This level of empathy, combined with his remarkable responsiveness ("days nights evenings holidays basically whenever I reached out"), provides immense peace of mind and confidence during a time of great vulnerability.

With over two decades of exclusive focus on consumer bankruptcy and thousands of successful cases, Tim Wilson's expertise is unparalleled. Locals can trust that they are receiving the most knowledgeable and effective strategies for debt resolution, whether through Chapter 7 or Chapter 13. Furthermore, his commitment extends far beyond the discharge, as evidenced by his willingness to provide essential follow-up support years later for past clients. For Washingtonians needing a "go getter to get your debts resolved" who offers direct attorney involvement, convenience through multiple locations and remote options, and truly cares about your long-term financial well-being, the Law Office of Timothy J Wilson is the definitive choice for a fresh financial start.