Law Office of Richard M Schifone

Navigating the complexities of personal and business finance can be challenging, especially when facing difficult situations like debt or property concerns. For residents of Massachusetts, finding reliable and compassionate legal guidance is paramount. The Law Office of Richard M Schifone stands as a dedicated resource in Somerville, MA, offering experienced legal assistance designed to help individuals and businesses achieve a "fresh start" with their finances. With a focus on bankruptcy and real estate law, this firm provides a personalized approach, ensuring that each client receives the attention and tailored solutions they deserve.

Richard M Schifone has been serving the Massachusetts community for over 30 years, building a reputation for thorough, complete, and responsive service. Unlike larger "bankruptcy factories," this office prides itself on providing individual attention directly from Attorney Schifone himself, avoiding the use of paralegals or secretaries for client interaction. This commitment to direct, personal service fosters a trusting environment where clients can openly discuss their financial challenges and explore the most effective paths forward. Whether you are dealing with overwhelming debt, facing foreclosure, or navigating real estate transactions, the Law Office of Richard M Schifone is committed to being your knowledgeable and supportive partner.

Conveniently situated in the heart of Somerville, Massachusetts, the Law Office of Richard M Schifone is easily accessible for residents across the greater Boston area and beyond. You can find the office at:

• 59 Union Square, Somerville, MA 02143, USA

Union Square is a vibrant and well-known part of Somerville, making the office simple to locate whether you are driving or utilizing public transportation. For those relying on public transit, Union Square is a hub for several bus routes, and with the recent expansion of the MBTA Green Line, it's now even more connected to surrounding communities. This central location ensures that individuals from various Massachusetts towns can readily access expert legal counsel without extensive travel. The welcoming neighborhood adds to the ease of visiting, making your initial consultation or follow-up appointments as stress-free as possible.

The Law Office of Richard M Schifone specializes in key areas of law that directly impact the financial well-being of individuals and businesses. Their expertise is honed to provide comprehensive support in:

• Bankruptcy Law: This is a core area of practice, providing crucial relief for those burdened by unmanageable debt. The firm handles both personal and business bankruptcy cases.

  • Chapter 7 Bankruptcy: Often referred to as "liquidation bankruptcy," this allows for the discharge of many types of unsecured debts, providing a true fresh start.
  • Chapter 13 Bankruptcy: This involves a reorganization of debt through a repayment plan, typically for individuals with a regular income who wish to catch up on missed payments or keep valuable assets.
  • Debt Relief: Beyond formal bankruptcy filings, the office assists with various strategies to alleviate debt and stop creditor harassment, wage garnishments, or bank levies.
  • Stopping Foreclosure: Critical assistance for homeowners looking to prevent the loss of their property due to financial hardship.
  • Eliminating Second or Third Mortgages: Guidance on how to potentially remove junior liens through the bankruptcy process.
  • Business Reorganization: Helping small businesses navigate financial difficulties and restructure their operations for a more sustainable future.

• Real Estate Law: Comprehensive legal support for various property-related matters.

  • Residential Real Estate: Assisting with the purchase, sale, and financing of homes.
  • Commercial Real Estate: Legal guidance for business properties and transactions.
  • Mortgages: Counsel on mortgage issues, including refinancing and loan modifications.
  • Condominiums: Legal advice pertaining to condominium associations, by-laws, and disputes.
  • Land Use & Zoning: Navigating local regulations and permits for property development or changes.
  • Easements: Addressing legal rights to use another's property for a specific purpose.
  • Neighbor Disputes: Resolving conflicts between property owners, such as boundary issues.

What sets the Law Office of Richard M Schifone apart for Massachusetts residents looking for financial and legal assistance? Several key features highlight their commitment to client success and satisfaction:

• Direct Attorney Access: Unlike some larger firms, clients work directly with Attorney Richard M Schifone. This means no layers of paralegals or secretaries; you receive personalized, one-on-one attention from an experienced legal professional dedicated to your case.

• Extensive Experience: With over 30 years of experience, Attorney Schifone brings a wealth of knowledge and a deep understanding of bankruptcy and real estate law in Massachusetts. This extensive background means clients benefit from seasoned legal judgment and effective strategies.

• Debtor-Focused Practice: The firm exclusively handles bankruptcy cases for debtors, both personal and business. This specialized focus ensures a comprehensive understanding of the challenges individuals and small businesses face and a commitment to helping them achieve financial stability.

• Personalized Service: The office emphasizes a thorough, complete, and responsive approach. This isn't a "bankruptcy factory"; it's a place where your unique circumstances are heard, understood, and addressed with a tailored legal strategy.

• Affordable Fees and Payment Plans: Recognizing the financial strain many clients are under, the Law Office of Richard M Schifone strives to make legal services accessible with affordable fees and flexible payment plans available in most cases.

• Flexible Appointments: To accommodate busy schedules, night and weekend appointments can often be arranged, making it easier for clients to receive the legal help they need without disrupting their work or personal lives.

• Free Initial Consultations: The firm offers free initial consultations, allowing potential clients to discuss their situation, understand their options, and determine if the services are the right fit, all without any upfront financial commitment.

The Law Office of Richard M Schifone is committed to making legal assistance accessible for those who need it most. They offer:

• Free Initial Consultations: This is a standard practice, allowing you to discuss your specific situation and learn about your options without any charge. It's an excellent opportunity to gain clarity and determine the best course of action for your financial future.

• Discounts for Seniors: Acknowledging the particular needs of seniors, the firm offers special discounts to ensure that older adults can access crucial legal services related to bankruptcy and real estate at a more affordable rate.

• Payment Plans Available: To ease the financial burden, payment plans are offered in most cases, providing flexibility and ensuring that cost does not become a barrier to receiving essential legal representation.

Reaching out to the Law Office of Richard M Schifone is straightforward. Here’s how you can connect with them:

• Address: 59 Union Square, Somerville, MA 02143, USA

• Phone: (617) 776-7300

• Mobile Phone: +1 617-776-7300

The office is located in a prominent and easily identifiable area within Union Square, making it convenient for in-person visits. It's recommended to call ahead to schedule your free consultation, ensuring that Attorney Schifone can dedicate the necessary time to understand your needs.

For residents across Massachusetts, the Law Office of Richard M Schifone in Somerville offers more than just legal services; it provides a pathway to financial stability and peace of mind. The firm's deep specialization in bankruptcy and real estate law, combined with a commitment to personalized service, makes it an ideal choice for locals facing complex financial challenges. Attorney Schifone’s 30+ years of experience mean that clients receive knowledgeable and strategic guidance, tailored to their unique circumstances.

The emphasis on direct attorney access, affordable fees, and flexible appointments demonstrates a genuine understanding of the pressures faced by those seeking legal help. Whether you're a homeowner struggling with mortgage payments, an individual overwhelmed by debt, or someone navigating a significant real estate transaction, the Law Office of Richard M Schifone provides a supportive and effective environment. Their dedication to helping individuals and businesses achieve a "fresh start" with their finances resonates deeply with the needs of the Massachusetts community. By choosing this local practice, you are not just hiring a lawyer; you are partnering with a trusted advisor who genuinely cares about your financial well-being and is invested in helping you build a more secure future right here in Massachusetts.