Hoverson Law Offices, P.A.

Nearby Lawyers Minnesota Hennepin County Minneapolis Central Minneapolis North Washington Avenue

(28 reviews)

Contact Info

Location 333 N Washington Ave #300, Minneapolis, MN 55401, USA
Phone +1 612-349-2728
Website https://hoversonlaw.com/?utm_campaign=gmb

Reviews

My student loans have been a nightmare for me for almost 20 years. I was under the impression like a lot of people that there is no help for private student loans so I thought there was no way out. I had already paid more than double the principle I took out and my loan servicer still demanded double the principle on top of what I had already paid. I got my case settled with Mike for a little over 10% of what they were still demanding with no more compounding interest. I feel like I can finally pay this off and put this nightmare behind me. Mike is the first lawyer I had ever worked with in my life. I was nervous in the beginning but he did an awesome job and I am happy with the results. I was fully expecting to have to pay more for my representation when it was over, but to my surprise, Mike said he would be issuing me a refund because we didn't use all the time for his representation I had paid for. I would definitely recommend his services if you need help.
If you are looking for a knowledgeable and effective attorney to help you with your student loan issues, Mike is your guy! He has a lot of experience with student loans and he will not waste your time or money. I had an unusual situation, and within a year Mike was able to get me a settlement offer that I could not turn down. He's organized and communicative, which was very reassuring during this process. If you're having issues, give him a call - you will only regret that you didn't call him sooner!
Mike has been assisting me with my student loans and always available for questions throughout my time working with him. He has been efficient and effective, and I truly appreciate his efforts! If you are struggling with student loans, Mike is definitely the attorney you need to call!
Mike Hoverson recently handled a lawsuit for me. Mike was a professional at every step of the process. He was very thorough at every level of the few months it took to reach a decision. He kept me informed along the way. The summary judgment ended in my favor. This was due to his excellent efforts on my behalf.
Mike is awesome! I was at a point I felt like there was no hope, student loans were going to ruin my life. Not only did Mike tell me there was hope he delivered. Where other lawyers said nothing could be done Mike got over $400K in student loans discharged! This alone would have been enough. However, I have to mention that he was always available for me, he answered my calls, emails, and messages immediately or returned them in a timely matter. He made me feel like his #1 client through the whole process. He is an outstanding professional do not hesitate to contact him!

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Hoverson Law Offices, P.A. Photos

About Hoverson Law Offices, P.A.

Navigating legal challenges can often feel overwhelming, especially when they involve your financial well-being. For residents across Minnesota, finding a reliable, knowledgeable, and empathetic legal partner is crucial. This article provides a detailed look at Hoverson Law Offices, P.A., a Minneapolis-based law firm dedicated to helping individuals and businesses tackle complex financial issues, particularly in the areas of bankruptcy and student loan debt.

At Hoverson Law Offices, P.A., the focus is on providing clear, strategic guidance to help clients achieve a fresh start. With a commitment to personalized service and a deep understanding of Minnesota's legal landscape, they aim to demystify the legal process and empower their clients to make informed decisions. Whether you're struggling with insurmountable debt or seeking solutions for challenging student loans, understanding the resources available to you locally is the first step toward resolution.

Location and Accessibility

Hoverson Law Offices, P.A. is conveniently located in the heart of Minneapolis, making it easily accessible for many Minnesota residents. You'll find their office at:

333 N Washington Ave #300, Minneapolis, MN 55401, USA

This central location in downtown Minneapolis ensures that clients from various parts of the Twin Cities metro area and beyond can reach the office with relative ease. The area is well-served by public transportation, and for those driving, parking options are typically available nearby. Being situated in a prominent part of the city means the office is surrounded by other professional services, offering convenience and a professional atmosphere for your legal consultations.

Services Offered

Hoverson Law Offices, P.A. specializes in critical areas of financial law, providing tailored solutions to meet individual and business needs. Their primary areas of practice include:

Chapter 7 Bankruptcy: This is a common type of bankruptcy designed for individuals and businesses seeking complete relief from most unsecured debts. Hoverson Law Offices, P.A. helps clients understand eligibility requirements and guides them through the entire process, aiming for a swift and comprehensive debt discharge.
Chapter 13 Bankruptcy: For individuals with a regular income who wish to repay some or all of their debts over a period (typically three to five years) under a court-approved plan, Chapter 13 offers a structured path to financial recovery. This can be particularly useful for those looking to save their homes from foreclosure or catch up on secured debt payments.
Chapter 11 Bankruptcy: While often associated with businesses, Chapter 11 bankruptcy allows for the reorganization of debts while the business continues to operate. Hoverson Law Offices, P.A. assists businesses in navigating this complex process to restructure their financial obligations and work towards long-term viability.
Federal Student Loan Debt Relief: The landscape of federal student loans can be complex, with various repayment plans, deferment options, and potential for forgiveness. The firm provides guidance on available administrative remedies and helps clients explore strategies to manage or reduce their federal student loan burden.
Private Student Loan Debt Relief: Unlike federal loans, private student loans offer fewer protections and can be notoriously difficult to manage. Hoverson Law Offices, P.A. has experience defending lawsuits against borrowers and, where applicable, may pursue litigation to discharge "non-qualified" private student loans in bankruptcy court, offering a lifeline to those feeling trapped by these debts.
Debt Consolidation: Beyond bankruptcy, the firm explores debt consolidation options that can help clients streamline their payments and potentially reduce interest rates without filing for bankruptcy.
Defending Against Creditor Lawsuits: When creditors take legal action, having skilled representation is vital. Hoverson Law Offices, P.A. defends clients against lawsuits, protecting their rights and working towards favorable outcomes.

Features / Highlights

What sets Hoverson Law Offices, P.A. apart for local Minnesotans? Several key features and highlights contribute to their reputation and effectiveness:

Over 38 Years of Experience: Attorney Michael K. Hoverson brings decades of dedicated experience to his practice, providing a wealth of knowledge in bankruptcy, consumer protection, and student loan law. This extensive experience translates into insightful advice and strategic representation for clients facing diverse financial difficulties.
Specialization in Student Loan Law: As evidenced by client testimonials, the firm has a strong focus and deep expertise in student loan issues, both federal and private. This specialized knowledge is crucial given the unique and often challenging nature of student loan debt.
Personalized Approach: The firm emphasizes a personalized approach, understanding that every client's financial situation is unique. They take the time to listen to individual circumstances and craft strategies tailored to specific needs, ensuring clients feel heard and supported throughout the legal process.
Reputation for Knowledge and Attention to Detail: Michael K. Hoverson has earned a strong reputation for his exceptional knowledge and meticulous attention to detail. This ensures that all documentation is thoroughly prepared and that clients' cases are handled with precision.
High Client Satisfaction: Testimonials highlight client satisfaction with the results achieved, particularly in complex student loan settlements. Clients consistently praise the firm's effectiveness, communication, and ethical practices.
Commitment to Transparency: The firm believes in maintaining open channels of communication, keeping clients informed at every stage of their case. This transparency helps alleviate stress and builds trust during challenging times.
Free Consultations: Hoverson Law Offices, P.A. offers free consultations, allowing potential clients to discuss their financial situation without initial cost. This provides an opportunity to understand their options and determine the best course of action.

Promotions or Special Offers

While specific, ongoing promotions are not publicly detailed, Hoverson Law Offices, P.A. offers a valuable initial step for anyone considering their services: a free bankruptcy consultation.

This consultation is an excellent opportunity for Minnesota locals to:

Discuss their current financial situation with an experienced attorney.
Understand the various legal options available, including bankruptcy and non-bankruptcy solutions.
Receive personalized advice tailored to their unique circumstances.
Ask questions and gain clarity without any obligation.

This commitment to a no-cost initial assessment demonstrates their dedication to helping individuals explore pathways to financial relief and decide if their services are the right fit. As mentioned in a client review, the firm has also shown a commendable practice of refunding unused representation time, highlighting an ethical and client-focused approach to billing.

Contact Information

For those in Minnesota looking to connect with Hoverson Law Offices, P.A., here's how you can reach them:

Address: 333 N Washington Ave #300, Minneapolis, MN 55401, USA
Phone: (612) 349-2728
Mobile Phone: +1 612-349-2728

Their office hours are typically Monday through Thursday from 8:30 AM to 6:00 PM, and Friday from 8:30 AM to 5:00 PM. They even offer Saturday hours from 10:00 AM to 3:00 PM, demonstrating their commitment to client accessibility.

Conclusion: Why This Place Is Suitable for Locals

For individuals and businesses across Minnesota facing daunting financial challenges, Hoverson Law Offices, P.A. stands out as a highly suitable legal resource. Here’s why:

First and foremost, their deep specialization in bankruptcy and student loan law directly addresses two of the most pressing financial concerns for many Minnesotans today. With decades of experience in these complex fields, Attorney Michael K. Hoverson possesses the in-depth knowledge and strategic acumen required to navigate intricate legal processes and achieve tangible results. The testimonials from clients, particularly those who found significant relief from long-standing student loan nightmares, underscore the firm's effectiveness and commitment to its clients' financial freedom.

Secondly, the firm's client-centered approach is a significant advantage. The emphasis on personalized strategies, transparent communication, and empathetic guidance ensures that clients feel supported and empowered, not just another case file. This human touch is especially crucial when dealing with sensitive financial matters that can cause immense stress and uncertainty. The proactive offer of a free consultation and the ethical practice of refunding unused fees demonstrate a genuine dedication to client welfare.

Finally, being locally based in Minneapolis offers practical benefits. Hoverson Law Offices, P.A. is familiar with Minnesota-specific legal nuances and local court procedures, providing a distinct advantage. Its central location ensures ease of access for residents throughout the metro area and beyond, making it convenient to seek timely legal assistance. If you're a Minnesotan looking for experienced, compassionate, and effective legal representation to help you overcome financial hurdles and build a brighter future, Hoverson Law Offices, P.A. is a strong contender to consider. Their track record and dedication to solving financial problems make them a valuable asset to the local community.