David P. Lloyd Attorney At Law

Nearby Lawyers Illinois Cook County La Grange LaGrange Road

(8 reviews)

Contact Info

Location 615 LaGrange Rd A, La Grange, IL 60525, USA
Phone +1 708-937-1264
Website http://www.davidlloydlaw.com/

Reviews

I rarely write online reviews for a number of reasons, but I feel compelled to share my experience. With the current state of the economy, more and more people might find themselves in financial hardtimes. This being said, there is hope for you if you use the legal system to resolve your issues. There is a negative stigma surrounding the bankruptcy process, but most don’t understand that its your constitutional right not to end up in “debtors prison”. This is why the bankruptcy code exists, to prevent a type of indentured servitude to creditors for the rest of your life. If you find yourself feeling trapped with no options out, then pursing this path could be your quickest way to a fresh start. Anyone that is reading this is more than likely backed into a financial corner in some capacity. My situation was very complicated and involved a multi-million dollar business that I had signed personal guarantees on a large business loan. As an entrepreneur, you never think that your business can fail, but sometimes outside circumstances put you in a position that is inescapable. In early 2019, I found myself in this situation, and honestly didn’t have a way forward without numerous lawsuits and hefty debt repayments for my business debt. After looking at nearly all options, I was referred to Mr. Lloyd who was very straight forward, and recommended that I file both a business and personal Chapter 7. After mulling over the options, I was left with little choice but to file, and I can say that the process can be brutal at times, but everything that Mr. Lloyd told me eventually came to fruition. Its truly a deeply emotional thing when you have to close a business that you’ve had for over a decade, but the advice that Mr. Lloyd gave me was exactly what was needed for me to gain a fresh start and a new footing debt free. Working closely with Mr. Lloyd, and Tammy (who is like the glue that holds the office together), I received a discharge of my personal debt, was able to keep all of my belongings (including my house), and wipe the slate clean of all lingering business liabilities. The only unfortunate aspect was that I had a client (that came from a family of attorneys) that decided to pursue an adversary proceeding against my personal Chapter 7. Being that they were attorneys, it was obvious that the cost of going to trial wasn't an issue since they wouldn’t have to pay legal fees. Upon learning that the adversary proceeding was moving forward, I again retained Mr. Lloyd to represent me for the trial. After an exhaustive process with the opposing party (which bordered on being frivolous on their end) we prevailed on all counts with respect to the adversary proceeding. When Mr. Lloyd called to tell me that we prevailed, I was almost in disbelief, and couldn’t be more thankful that I worked with David through the whole process. Make no mistake, I think that going bankrupt should be a once in a lifetime last resort, but if you need to go this route, then Mr. Lloyd is the Attorney that can get you through the process as smoothly as possible. For me, this was almost a two year process, but I now have zero debt, and can move forward with the rest of my life free of the burden of the business debt. I highly recommend Mr. Lloyd, and just know that you aren't trapped, and if you have a relatively simple case, this is usually a straightforward process. There is light at the end of the tunnel!
David Destroyed my life and let my creditors ruin my me, he ignores creditors and also is a poor communicator. I went to file bankruptcy with him and he lead me on for months until all my accounts were frozen and creditors won. He was reported to the disciplinary board and I dropped it because I did not have the funds to go after him with a malpractice suit. The kitchen table in his office for his meetings is a dead giveaway! Stay away from him and seek council elsewhere!
I am grateful to Dave and His staff for helping me through a very difficult time in my life. Dave was responsive and extremely knowledgeable.i atribut my positive outcome to Dave . I highly recommend his law firm.
He helped me from losing my home. Worked out for us. Thanks again.
David thank you so for your help and guidance with my case.

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About David P. Lloyd Attorney At Law

For individuals and businesses facing significant financial challenges in La Grange, Illinois, and the surrounding areas, seeking experienced legal guidance can be a crucial step towards a fresh start. Within the "Nearby Lawyers" platform category, we present an objective and detailed introduction to David P. Lloyd Attorney At Law. This overview aims to provide local users with comprehensive information regarding the firm's location, professional environment, scope of services, and a balanced view of its features based on the provided client feedback, alongside potential promotional insights.

David P. Lloyd Attorney At Law is located at 615 LaGrange Rd A, La Grange, IL 60525, USA. This address places the firm conveniently within the La Grange community, making it easily accessible for local residents and those in nearby towns. The firm can be directly contacted via phone at (708) 937-1264 or mobile at +1 708-937-1264. These contact channels ensure that potential clients can readily reach out to discuss their financial difficulties and explore legal options, emphasizing the firm's local accessibility.

The environment of David P. Lloyd Attorney At Law, being located at 615 LaGrange Rd A, suggests a professional, yet potentially more intimate or localized office setting, typical for a solo or small practice within a community. One critical review specifically mentions "The kitchen table in his office for his meetings is a dead giveaway!" This detail suggests that the office might not present a traditional, formal corporate law firm appearance. While this could be perceived negatively by some, it might also indicate a more approachable, less intimidating environment for clients who appreciate a direct and less formal interaction. Generally, law offices aim to provide a confidential and comfortable space for clients to discuss sensitive personal and financial matters.

The primary service offered by David P. Lloyd Attorney At Law, as overwhelmingly indicated by the client reviews, is bankruptcy and debt relief. The first, extensive review provides a deep dive into the nature of these services. Mr. Lloyd appears to specialize in guiding clients through both business and personal Chapter 7 bankruptcy filings. The reviewer, an entrepreneur with multi-million dollar business debt personally guaranteed, highlights Mr. Lloyd's ability to navigate complex financial situations, leading to the discharge of personal debt, retention of belongings (including a house), and the wiping clean of business liabilities. This suggests expertise in managing high-stakes bankruptcy cases, potentially including those with significant business components.

Furthermore, the detailed review indicates Mr. Lloyd's experience in handling "adversary proceedings" within bankruptcy cases. An adversary proceeding is essentially a lawsuit that arises within a bankruptcy case, often initiated by creditors attempting to prevent the discharge of certain debts. The client's success in prevailing on all counts in such a proceeding against an opposing party comprised of attorneys underscores Mr. Lloyd's litigation skills within the bankruptcy court system.

The firm also appears to provide comprehensive support throughout the bankruptcy process, from initial consultation and strategizing to representation in court and through post-filing challenges. The extensive first review emphasizes the emotional difficulty of bankruptcy and the need for clear, honest advice, which Mr. Lloyd seemingly provided to guide the client to a "fresh start and a new footing debt free."

The features distinguishing David P. Lloyd Attorney At Law are subject to sharply contrasting interpretations based on the provided reviews.

From the overwhelmingly positive, detailed review, key features include:

Directness and Honesty: Mr. Lloyd is described as "very straight forward," providing advice that was "exactly what was needed." He is portrayed as someone who tells clients what they need to hear, even if the process is "brutal at times," but ultimately delivers on his promises.
Expertise in Complex Bankruptcy: His ability to handle multi-million dollar business and personal Chapter 7 bankruptcies, including successfully defending an adversary proceeding against an attorney-client, speaks to a high level of specialized knowledge and litigation prowess within bankruptcy law.
Supportive Team: The mention of Tammy, "who is like the glue that holds the office together," indicates a supportive office environment where clients receive comprehensive assistance beyond just the attorney. This suggests a team approach to client service.
Achieving Positive Outcomes: The client's success in retaining assets, discharging debt, and prevailing in a complex adversary proceeding demonstrates Mr. Lloyd's effectiveness in achieving favorable results for his clients.

In stark contrast, the second review paints a deeply negative picture, highlighting different perceived features:

Poor Communication: The reviewer alleges that Mr. Lloyd "ignores creditors and also is a poor communicator," failing to return calls and emails for a year.
Non-Performance/Misleading Conduct: The client claims Mr. Lloyd "lead me on for months until all my accounts were frozen and creditors won," suggesting a failure to perform duties and a misleading approach that resulted in severe negative consequences.
Lack of Professionalism: The mention of a "kitchen table" for meetings, while a minor detail, is used by the negative reviewer to imply a lack of professionalism or an unprofessional office setup. The reviewer also mentions reporting him to the disciplinary board and considering a malpractice suit, indicating serious professional grievances.

From a promotional standpoint, David P. Lloyd Attorney At Law faces the challenge of managing these extremely polarized reviews. Leveraging the positive testimonial would involve emphasizing themes like "Your Straightforward Path to Debt Relief," "Experienced Bankruptcy Counsel for Complex Financial Challenges," or "Achieving a Fresh Start: Business & Personal Bankruptcy Solutions." Highlighting the successful outcomes and the supportive role of his team (Tammy) would be beneficial. The detailed narrative of overcoming a complex situation could be a powerful story for potential clients in similar predicaments.

However, the firm would also need to address the very serious allegations made in the negative review. While law firms typically refrain from directly commenting on individual client matters due to confidentiality, a general commitment to transparent communication, prompt responses, and diligent case management would be crucial for building trust. If operational changes or improvements have been made, these could be subtly communicated. For any firm, especially in the "Nearby Lawyers" category where local reputation is paramount, maintaining open lines of communication and ensuring client satisfaction are key to long-term success.

In conclusion, David P. Lloyd Attorney At Law in La Grange, IL, primarily specializes in bankruptcy law, assisting individuals and businesses with debt relief through Chapter 7 filings and handling complex adversary proceedings. The firm's features, as described by clients, are subject to vastly different interpretations: one client praises Mr. Lloyd's directness, expertise, and success in securing a fresh start, while another raises serious allegations of poor communication, non-performance, and professional misconduct. For local users in La Grange and surrounding areas considering legal assistance for financial difficulties, it is imperative to conduct thorough due diligence, including in-depth personal consultations, to assess their comfort level and verify specific aspects of the firm's current practices and client management. The firm's local presence makes it an accessible option, but the conflicting client experiences highlight the importance of careful consideration before engagement.