David A. Ephraim

For financial institutions, institutional lenders, debt and equity funds, and various non-bank lenders across Massachusetts and globally, navigating the intricate world of banking and finance law demands highly specialized and experienced legal counsel. In the vibrant financial hub of Boston, David A. Ephraim, a distinguished attorney at Morrison Foerster, stands as a leading expert in this complex field. As co-chair of Morrison Foerster's Transactions Department and managing partner of the Boston office, Attorney Ephraim brings unparalleled insight and a nationally recognized reputation to secured lending, fund finance, venture debt, and cross-border financing transactions.

The financial landscape is constantly evolving, presenting new challenges and opportunities for lenders and funds. David A. Ephraim's practice is characterized by his deep understanding of these dynamics and his ability to provide sophisticated, commercial, and responsive legal advice. He is adept at handling facilities with complex legal structures and documentation, ensuring that his clients' transactions are sound and their interests are meticulously protected. His expertise spans various aspects of secured lending, from asset-based financing and acquisition financing to loan restructurings and workouts, making him a comprehensive resource for sophisticated financial operations in Massachusetts and beyond.

For those in Massachusetts' financial sector seeking an attorney who is not only a recognized leader but also a commercial and responsive advisor, David A. Ephraim at Morrison Foerster offers top-tier legal partnership. His profound knowledge of the technology, life sciences, venture capital, and fund finance sectors further enhances his ability to serve a diverse and innovative client base within the Bay State's thriving economy. If you're looking for a legal professional who combines exceptional acumen with a personal touch, Attorney Ephraim is prepared to guide you through your most intricate financial legal matters.

David A. Ephraim's office is located within the esteemed Morrison Foerster firm at 200 Clarendon St, Boston, MA 02116, USA. This iconic address places the firm in one of Boston's most recognizable and prestigious buildings, the John Hancock Tower, in the heart of the Back Bay neighborhood. This central and prominent location offers exceptional accessibility for clients from throughout Massachusetts and beyond, reflecting the firm's global reach and local commitment.

The firm's strategic location ensures outstanding accessibility via various modes of transportation. For those relying on public transit, the office is just a short walk from several major MBTA stations, including Copley (Green Line) and Back Bay (Orange Line, Commuter Rail, and Amtrak). This makes it incredibly convenient for clients commuting from various parts of Massachusetts, from the suburbs to other major cities. Numerous MBTA bus routes also serve the area, providing additional accessible options. For clients arriving by car, there are multiple public parking garages and lots available in the vicinity of the John Hancock Tower, though as is typical for downtown Boston, planning for parking in advance is always recommended. The well-connected nature of this address underscores the firm's dedication to being readily available to its sophisticated clientele throughout the Commonwealth.

The choice of such a prestigious and central Boston address not only signifies the firm's prominence in the legal and financial sectors but also ensures that clients can easily access expert legal counsel within a dynamic and professional environment. The atmosphere of their office, combined with the convenience of their location, contributes to a seamless and reassuring experience for clients seeking high-level financial legal advice.

David A. Ephraim, as a prominent attorney at Morrison Foerster, specializes in a comprehensive range of sophisticated banking and finance legal services, primarily representing lenders and funds. His expertise includes, but is not limited to, the following key areas:

• Secured Lending: Advising on all aspects of secured lending transactions, providing counsel to banks, institutional lenders, commercial finance companies, and various non-bank lenders.
• Asset-Based Financing: Structuring and negotiating financing arrangements where loans are secured by a borrower's assets, such as accounts receivable, inventory, and equipment.
• Fund Finance: Providing expertise in financing solutions tailored for investment funds, including subscription facilities, capital call lines, and other fund-level financings.
• Venture Debt: Advising on specialized debt financing for venture-backed companies, particularly in the technology and life sciences sectors, which are prominent in Massachusetts.
• Second Lien Financing and Mezzanine Financing: Guiding clients through the complexities of junior debt structures, including mezzanine loans and second lien facilities.
• Receivables Financing: Assisting with financing arrangements secured by a company's accounts receivable.
• Acquisition Financing: Providing legal counsel on the debt components of mergers, acquisitions, and leveraged buyouts.
• Syndications: Advising on syndicated loan transactions where multiple lenders participate in a single loan facility.
• Loan Restructurings and Workouts: Representing clients in complex situations involving distressed debt, loan modifications, and out-of-court restructurings.
• Cross-Border Financing Transactions: A significant part of his practice involves advising on international financial transactions, navigating the legal and regulatory complexities of multi-jurisdictional deals.
• Financial Services Regulation Law: Providing guidance on the regulatory landscape impacting financial institutions and services, ensuring compliance with relevant laws.
• Litigation - Banking and Finance: While primarily transactional, his deep understanding of banking and finance law equips him to advise on or support litigation related to these areas.

David A. Ephraim's standing as a leading attorney in banking and finance law is built upon a foundation of exceptional features and highlights:

• Nationally Recognized Expertise: He is consistently recognized in prestigious legal rankings such as The Best Lawyers in America® (specifically for Banking and Finance Law since 2023, and Financial Services Regulation Law and Litigation - Banking and Finance in 2025) and Chambers USA (Band 3 in Banking & Finance, 5 years ranked in Massachusetts).
• Leadership Roles: He serves as co-chair of Morrison Foerster's Transactions Department and is the managing partner of the firm's Boston office, showcasing his leadership within a top-tier global law firm.
• Deep Industry Knowledge: Attorney Ephraim has nationally recognized experience in, and is a frequent speaker on, secured lending within the technology, life sciences, venture capital, and fund finance sectors, industries with a strong presence in Massachusetts.
• Commercial and Responsive Advisor: Clients consistently praise his advice and counsel as "excellent," highlighting that he is "commercial, responsive and very well versed in banking practices." This means he provides practical solutions that align with business objectives.
• Expertise in Complex Structures: He is particularly noted for his strength in advising on facilities with complex legal structures and documentation, a critical skill in sophisticated finance deals.
• Cross-Border Transaction Acumen: A substantial part of his practice involves international financing transactions, offering valuable expertise for Massachusetts entities engaged in global commerce.
• Client-Centric Approach: Clients describe him as a "great leader who connects with clients on a personal level," indicating a commitment to understanding and meeting individualized client needs beyond just legal technicalities.
• Part of a Global Powerhouse: As an attorney at Morrison Foerster, he is backed by the resources of a global firm recognized for its innovative and business-minded results for clients, including Fortune 100 companies and leading technology firms.

As a highly specialized attorney within a global law firm like Morrison Foerster, David A. Ephraim does not typically offer "promotions" or "special offers" in the consumer retail sense. The value provided for his legal services is derived from his extensive experience, nationally recognized expertise, and the highly sophisticated nature of the banking and finance transactions he handles. Fees for such specialized corporate and financial legal counsel are generally structured based on factors like hourly rates, the complexity and scope of the engagement, and the strategic value delivered to institutional clients.

For banks, institutional lenders, and funds in Massachusetts, the "offer" from David A. Ephraim is access to top-tier legal representation that can facilitate large, complex financial transactions, mitigate risks, and ensure compliance in a rapidly evolving regulatory environment. This expertise is an investment that safeguards significant financial interests and enables strategic growth. Prospective clients are encouraged to contact Morrison Foerster's Boston office to discuss their specific needs. During an initial consultation, the firm can provide clarity on their fee structure and how their services are tailored to the scale and demands of sophisticated financial operations.

To connect with David A. Ephraim at Morrison Foerster and discuss your banking and finance legal needs, please use the following contact information:

• Address: Morrison Foerster, 200 Clarendon St, Boston, MA 02116, USA
• Phone: (617) 648-4700
• Mobile Phone: +1 617-648-4700

His office is prominently located in the iconic John Hancock Tower in Boston's Back Bay, offering exceptional accessibility for clients throughout Massachusetts and beyond. Given the highly specialized nature of his practice, it is strongly recommended to call ahead and schedule an appointment to ensure that Attorney Ephraim or the appropriate legal professional is available to provide you with the dedicated attention your complex financial matters require. The team at Morrison Foerster is prepared to offer world-class legal support.

For locals in Massachusetts, especially within the state's robust financial and innovation sectors, David A. Ephraim at Morrison Foerster is an exceptionally suitable choice for legal representation in banking and finance. His role as co-chair of Morrison Foerster's Transactions Department and managing partner of the Boston office signifies his prominent standing and the direct access to top-tier legal leadership available right here in the Commonwealth. His nationally recognized expertise in secured lending, venture debt, fund finance, and cross-border transactions positions him as an invaluable resource for Massachusetts-based financial institutions, investment funds, and technology and life sciences companies.

His deep understanding of local and international financial markets, combined with a reputation for providing commercial, responsive, and excellent counsel, ensures that Massachusetts' sophisticated financial players receive strategic legal guidance that is both technically sound and practically effective. Located in an easily accessible and prestigious Boston landmark, David A. Ephraim and the resources of Morrison Foerster provide Massachusetts with unparalleled legal expertise to navigate the most intricate and high-stakes financial legal challenges, truly making him a premier choice for the local financial community.